Pat Fleming Mortgages Ltd

Pat Fleming Mortgages Limited is a specialist mortgage consultancy founded on a unique, patented method devised by Pat Fleming after nearly four decades in personal banking. The firm’s core mission is to help applicants present their financial information in the exact format that bank under‑writers require, ensuring a “right first time” mortgage approval.

Clients benefit from a comprehensive, one‑to‑one consultation where Pat and his team compile, test and fine‑tune all relevant data, making borrowers – from first‑time home‑buyers to self‑employed professionals and those returning from abroad – fully mortgage‑ready before they approach a lender. The patented process streamlines the application, reduces the risk of rejection and often secures more favourable rates and larger loan amounts.

Testimonials from satisfied customers, including a first‑time buyer who secured a low‑rate loan for an auction purchase and a self‑employed client who saved days of paperwork, illustrate the practical, results‑driven approach that sets Pat Fleming Mortgages apart as a trusted partner in the Irish property market.