Joe Harte Property & Finance Ltd

Joe Harte Property & Finance Ltd. is a specialist property‑buying and sales‑management consultancy dedicated to securing the best possible deal for its clients. With a clear mission of honesty and client‑first advocacy, the firm assists buyers in navigating what is often the single biggest purchase of their lives, negotiating purchase prices to the lowest achievable level while offering advice on locations and property selection.

The company’s core services are divided into three distinct buying streams. For owner‑occupier homes in Cork city and its suburbs, a transparent fee structure starts at €3,000 (incl. VAT) for properties up to €500 k and €5,000 for higher‑value homes, with an initial €500 + VAT retainer that is applied to the final fee. It also provides specialist guidance for property purchases within pension funds—highlighting tax advantages such as exemption from capital gains and income tax—and for non‑pension investment properties, both residential and commercial, with pricing agreed in writing. In addition, Joe Harte offers a comprehensive sales‑management service, helping sellers choose and negotiate with auctioneers, reviewing contracts, handling offers and liaising with solicitors to ensure a smooth completion.