Amigo Loans International Ltd

Amigo Loans International Limited is a specialist provider of high‑cost credit in Ireland, offering guarantor loans of up to €5,000. Rather than relying on traditional credit histories, Amigo assesses each application on the borrower’s current circumstances and the strength of a guarantor, making it a viable option for those who have been turned down by banks or credit unions. All loans carry a fixed representative APR of 49.9% and are presented with full transparency, including the cost of credit per €100 borrowed.

The company’s core services include unsecured guarantor loans, low‑credit‑score car finance and flexible repayment options that can be managed entirely online. Borrowers benefit from a paper‑less application process, rapid loan payouts and the absence of collection fees or doorstep visits. Amigo also helps customers build their credit rating by reporting on‑time repayments to credit reference agencies, and provides tools for monitoring balances, updating details and making payments through a 24/7 online account portal.

Targeted at non‑homeowners and individuals with limited credit histories, Amigo positions itself as a cheaper alternative to traditional payday lenders, while encouraging customers to consider other regulated credit options and seek financial advice where needed.