Pcxpay Ltd

PCX PAY Limited is a technology‑driven payments platform that enables businesses to move money across borders in seconds. By unifying stable‑coin rails, traditional banking networks and Lightning‑Network integration into a single API, PCX removes the complexity of cross‑border settlements and eliminates the 3‑5 % fees typically charged by correspondent banks. The service is built for developers, platforms and enterprises that need a reliable, low‑cost way to accept payments, protect revenue and manage finances globally.

Key offerings include an embedded finance suite that lets any platform add global payment capabilities with one integration, an optimisation engine that makes even €0.50 micro‑transactions profitable, and white‑label solutions for fintechs, neobanks, FX providers and gaming operators. Clients can launch cross‑border payments in weeks rather than years, benefit from instant settlement, and access regulated markets without navigating the regulatory maze themselves.

PCX PAY operates as an appointed agent of Lightway Finance Limited in the United Kingdom and Canada, leveraging Lightway’s FCA‑authorised payment‑institution status and MSB registration to ensure compliance and security for its users.