Onate Lending DAC

ONATE Lending Designated Activity Company is a specialist property‑finance provider that moves at the speed of the market. By keeping all decision‑making in‑house and drawing on robust capital lines from Citi, Triple Point and a €100 million bond programme, the firm can deliver bridging loans in as little as five days and typically close within two to three weeks.

The company’s core offering is flexible, interest‑only bridging finance secured by a first‑charge mortgage on residential, mixed‑use or commercial assets in Ireland and Spain. Loans range from €250 k to €4 million, with up to 75 % loan‑to‑value in prime locations and terms of up to 24 months – early repayment is permitted after 90 days without penalty. Borrowers must be corporate vehicles, and the firm is comfortable lending to newly incorporated companies or to properties held outside the SPV.

Backed by a team of seasoned lenders and entrepreneurs, ONATE blends modern technology with a nimble, can‑do culture, helping developers, investors and business owners seize time‑sensitive opportunities across the Irish and Spanish property markets.